FROST
Chief Financial Officer, Cullen/Frost Bankers, Inc.
SAN ANTONIO
Dan Geddes is the Chief Financial Officer of Cullen/Frost Bankers, Inc. and Frost Bank.
Prior to him being named Chief Financial Officer on January 1, 2025, Dan served as Region President for Frost Bank’s San Antonio region, where he oversaw all aspects of regional banking operations. Dan was appointed to this role in 2021 after leading the Commercial Real Estate Group in Frost’s Houston region for seven years as Sales Manager. While in Houston, Dan was chosen to draw on his commercial real estate experience to lead Frost’s expansion effort, which resulted in the opening of 25 new financial centers – nearly doubling Frost’s size in the market – in a little over two years. In his role leading the project, Dan oversaw all aspects of the expansion, including site selection, timing of new financial center openings, and staffing. The expansion project was even more successful than expected, with the new sites far surpassing initial goals for deposits, loans, and new households. In addition to the expansion, Dan was instrumental in helping businesses secure loans through the 2020-21 Paycheck Protection Program
Dan has been with Frost Bank since January 1997, starting as a credit analyst in the Credit Department before working in the Commercial Real Estate Lending Group in San Antonio. He moved to Houston in December 1999 as a commercial lender focused primarily on commercial real estate lending and later became a production credit officer. Dan is active in the community, serving as Board Secretary of the Remember the Alamo Foundation, board member of Valero Alamo Bowl, SA Digital Connects, and The Greater San Antonio Chamber of Commerce. He also serves as an advisory board member of UT Health San Antonio Center for Medical Humanities & Ethics. Dan has held prior community roles such as 2025 committee chair of the Workforce and Education Council for the Greater San Antonio Chamber, 2024 United Way Campaign Cabinet committee member, and was a member of Leadership San Antonio’s 46th class in 2022.